Nanjing Bank recently released its 2025 annual financial report, revealing a net profit of RMB 21.807 billion, an increase of 6.3% year-over-year. This strong performance stands out amid a complex and volatile macroeconomic environment, reflecting the bank’s prudent management strategy and continuously improving asset quality. During the reporting period, Nanjing Bank accelerated its digital transformation, expanded its retail and inclusive finance businesses, and effectively managed credit risk, keeping its non-performing loan ratio at a low level. Although the bank faced industry-wide pressure from narrowing net interest margins, it maintained stable profitability by increasing non-interest income and enhancing operational efficiency. As a regional commercial bank rooted in the Yangtze River Delta and expanding nationwide, Nanjing Bank is actively advancing its strategic upgrade to build a high-quality, sustainable business model. The record-breaking net profit of RMB 21.807 billion not only marks a historic milestone but also reinforces the bank’s leading position among city commercial banks, delivering long-term value to shareholders and customers alike.
南京银行近日发布2025年年度业绩报告，显示全年实现净利润218.07亿元，同比增长6.3%。这一成绩在当前复杂多变的宏观经济环境下显得尤为亮眼，反映出该行稳健的经营策略与持续优化的资产质量。报告期内，南京银行持续推进数字化转型，强化零售与普惠金融业务布局，同时有效控制信用风险，不良贷款率维持在较低水平。此外，其净息差虽面临行业性收窄压力，但通过提升非利息收入占比和精细化管理，整体盈利能力保持稳定。作为立足长三角、辐射全国的区域性商业银行，南京银行正加快战略升级步伐，致力于打造高质量、可持续的发展模式。218.07亿元的净利润不仅创历史新高，也进一步巩固了其在城商行中的领先地位，为股东和客户创造了长期价值。
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