Recently, a case in which an individual was ordered to bear joint liability for repaying a 320,000 RMB debt after signing a relative’s promissory note has drawn widespread public attention. The court ruled that even if someone signs a loan agreement merely as a ‘witness’ or ‘guarantor,’ if their role isn’t clearly stated and the signature meets the legal criteria for guarantee, they may be deemed a joint and several guarantor—legally obligated to repay the debt. In this case, the defendant signed the promissory note without specifying their role (e.g., ‘for witness purposes only’), leading the court to interpret the signature as an expression of intent to guarantee the loan. Consequently, the individual was held jointly liable for repayment. Judges emphasized that signing any loan document carries legal consequences, and one should never sign casually—even among family members. If assistance is necessary, clearly label one’s role (e.g., ‘Witness’) or draft a separate written agreement to mitigate legal risks. This case serves as a reminder: familial ties do not exempt one from legal responsibility—signing equals assuming liability, so caution is essential.
近日，一则‘在亲戚32万元借条上签名被判连带还钱’的案例引发广泛关注。法院判决指出，即使只是作为‘见证人’或‘担保人’在借条上签字，若未明确注明身份且符合担保要件，就可能被认定为连带责任保证人，需对债务承担偿还义务。本案中，当事人在亲戚出具的32万元借条上签名，但未写明‘仅作见证’等免责说明，法院据此认定其具有担保意思表示，依法判令其承担连带清偿责任。法官提醒，民间借贷中，签字行为具有法律效力，切勿因亲情关系而轻率落笔。如确需协助，应明确标注身份（如‘见证人’），或另行签署书面协议以规避风险。此案例也警示公众：法律不因亲属关系而豁免责任，签字即担责，务必谨慎对待。
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