To stabilize and reverse the decline in housing prices, a combination of policy and market measures is essential. First, governments can fine-tune real estate regulations—for example, moderately lowering down payment requirements and reducing mortgage interest rates—to ease the financial burden on homebuyers and stimulate reasonable housing demand. Second, accelerating the construction of affordable housing can meet the needs of low- and middle-income households, thereby alleviating pressure on the commercial housing market. Third, stabilizing market expectations is crucial; this can be achieved by sending clear, positive signals and reaffirming the long-term principle that ‘housing is for living in, not for speculation,’ thus preventing panic selling or prolonged buyer hesitation. Additionally, promoting urban renewal and renovating existing housing stock can enhance housing quality and utilization efficiency, helping to revitalize the secondary housing market. Finally, strengthening financial oversight to mitigate developers’ debt risks ensures the sector’s healthy operation. Only through coordinated, city-specific strategies can a stable and sustainable real estate market be achieved.
要让房价止跌回稳，需综合运用多种政策与市场手段。首先，政府可优化房地产调控政策，例如适度降低首付比例、下调房贷利率，减轻购房者负担，从而刺激合理住房需求。其次，加快保障性住房建设，满足中低收入群体的居住需求，缓解商品房市场的压力。第三，稳定市场预期至关重要，可通过释放积极信号、明确“房住不炒”长期定位，避免恐慌性抛售或观望情绪蔓延。此外，推动城市更新和存量房改造，提升住房品质与使用效率，也有助于激活二手房市场。最后，加强金融监管，防范房企债务风险，确保行业健康运行。只有多措并举、因城施策，才能实现房地产市场的平稳健康发展。
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