Recently, significant progress has been made in the closely watched ‘Huaxia Hengye “off-the-books sales” case.’ According to regulatory authorities, Huaxia Hengye Asset Management Co., Ltd. has been placed under formal investigation for allegedly selling unregistered financial products—a practice commonly known as ‘off-the-books sales’ or ‘fei dan.’ This term refers to situations where financial institution employees privately recommend and sell investment products that have not undergone internal compliance approval or regulatory registration, often involving high risks or even fraudulent schemes. In this case, numerous investors reported purchasing private equity products through the firm’s sales staff, lured by promised annual returns exceeding 10%, only to face default upon maturity, triggering widespread complaints. Local financial regulators have now formed a joint task force with police and securities oversight bodies to thoroughly investigate fund flows, implicated personnel, and product structures. Preliminary findings indicate that the involved products were not registered with the Asset Management Association of China (AMAC) and featured fabricated underlying assets. Regulators emphasized that strict legal actions will be taken against the responsible parties and institutions, and stronger monitoring mechanisms for sales personnel will be implemented to better protect investor rights. The case serves as another stark reminder for investors to remain cautious and verify product compliance before chasing high returns.
近期，备受关注的‘华夏恒业飞单案’取得重要进展。据监管部门披露，华夏恒业资产管理有限公司因涉嫌违规销售非备案金融产品（即‘飞单’行为），已被立案调查。所谓‘飞单’，是指金融机构从业人员私自向客户推荐并销售未经公司合规审批或不在监管备案范围内的理财产品，往往伴随高风险甚至欺诈行为。本案中，部分投资者反映其通过该公司业务员购买了年化收益率高达10%以上的私募产品，但产品到期后无法兑付，引发大规模投诉。目前，地方金融监管局已联合公安、证监等部门成立专案组，对资金流向、涉案人员及产品结构展开全面核查。初步调查显示，涉事产品未在中基协备案，且存在虚构底层资产等违规操作。监管部门强调，将依法严惩违规机构及责任人，并推动建立更严格的销售人员行为监控机制，以保护投资者合法权益。此案也再次警示投资者，在高收益诱惑面前应保持理性，审慎核实产品合规性。
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