Recently, an online post claiming that a user withdrew 300 yuan from a bank but received only 295 yuan—and was subsequently threatened by staff who came to their home—has sparked widespread discussion. According to the netizen, after withdrawing 300 yuan from an ATM, they discovered upon counting at home that only 295 yuan was dispensed. When they contacted the bank’s customer service, no effective resolution was provided. Even more alarmingly, individuals claiming to be bank employees later visited their residence, using aggressive and intimidating language, making the user fear for their personal safety.In response, the involved bank stated it had inspected the ATM in question and found no discrepancies in its records. The bank emphasized that all staff must adhere to professional conduct guidelines and are strictly prohibited from engaging in any threatening behavior. If any employee violated these rules, appropriate disciplinary action would follow. The bank also advised customers encountering similar issues to retain transaction evidence and report concerns through official channels immediately.Legal experts noted that consumers have the right to verify transaction amounts. If a shortfall is confirmed to be the bank’s fault, the institution is legally obligated to compensate. Moreover, any intimidation or harassment of customers not only breaches professional ethics but may also violate public security regulations. Local financial regulators have now launched an investigation, and the case remains under review. The public is urging financial institutions to prioritize customer rights and service quality alongside operational efficiency.
近日，一则‘网友称在银行取300元却少了5元，还遭工作人员上门威胁’的消息在网络上引发热议。据该网友描述，其在某银行ATM机取款300元，回家清点时发现实际只收到295元。随后联系银行客服反映情况，却未获有效回应。更令人震惊的是，不久后竟有自称银行工作人员的人上门‘沟通’，语气强硬，甚至带有恐吓意味，令其感到人身安全受到威胁。对此，涉事银行迅速回应称，已对相关ATM机进行核查，未发现账务异常，并强调所有员工均需遵守服务规范，严禁任何形式的威胁行为。若确有员工违规，将严肃处理。同时，银行建议客户如遇类似问题，应保留凭证并第一时间通过官方渠道反馈。法律专家指出，消费者有权核对交易金额，若确属银行差错，应依法承担赔偿责任；而任何以威胁、骚扰等方式施压客户的行为，不仅违反职业道德，也可能触犯治安管理处罚法。目前，当地监管部门已介入调查，事件仍在进一步核实中。公众呼吁金融机构在提升效率的同时，更应注重服务温度与客户权益保障。
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