Recently, news that a 17-year-old girl spent over 400,000 RMB (approximately $55,000 USD) on live-streaming tips within a year has sparked widespread public concern. According to reports, the minor made numerous high-value donations to various online streamers via mobile payment platforms without her parents’ knowledge. After the incident came to light, her family filed refund requests with the platforms and called for stricter oversight of minors’ online spending.This is not an isolated case. With the rapid growth of the live-streaming industry in recent years, incidents of minors excessively tipping streamers have become increasingly common. Due to their underdeveloped judgment, teenagers are easily influenced by streamers’ emotional appeals or gamified virtual gifting systems, leading to impulsive spending. Meanwhile, loopholes in user verification and payment authorization on some platforms enable minors to bypass existing safeguards.Under Chinese law, individuals aged 8 to 18 are considered to have limited civil capacity, meaning large transactions require parental consent or ratification; otherwise, they can be legally voided. Courts have already ruled in favor of families in similar cases, resulting in partial or full refunds.Experts recommend a collaborative approach: parents should enhance digital literacy education and monitor accounts closely; platforms must strengthen real-name verification and implement spending alerts; and regulators should expedite more detailed protections for minors online—together fostering a safer and healthier digital environment.
近日，一则‘17岁少女一年打赏网络主播40多万元’的新闻引发社会广泛关注。据报道，这名未成年女孩在父母不知情的情况下，通过手机支付平台多次向多个直播平台的主播进行高额打赏，累计金额高达40余万元。事件曝光后，其家长已向平台申请退款，并呼吁加强对未成年人网络消费行为的监管。此类事件并非个例。近年来，随着直播行业的迅猛发展，未成年人沉迷打赏的现象屡见不鲜。由于心智尚未成熟，青少年容易受到主播情绪引导或虚拟礼物机制的影响，产生非理性消费。而部分平台在用户身份审核、支付验证等方面存在漏洞，也为未成年人绕过监管提供了可乘之机。根据中国相关法律规定，八周岁以上的未成年人为限制民事行为能力人，其大额消费行为需经法定代理人同意或追认，否则可依法撤销。目前，已有多个类似案例通过法律途径成功追回部分或全部款项。专家建议，家庭、学校与平台应形成合力：家长需加强数字素养教育和账户管理；平台应完善实名认证与消费预警机制；监管部门也应加快出台更细化的未成年人网络保护措施，共同构建健康、安全的网络环境。
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